Online Currency Exchange
From quote to settlement, fully online.
- Total cost
- One all-in quote
- confirmed upfront
- Availability
- 24/7
- always on
- Coverage
- Asia focused
- expanding into other emerging markets
Local Rails, Global Settlement.
Payments for cross-border trade in emerging markets.
Execute high-value trade payments across Asia and other growth markets, settling in hours, not days.
- Hours, not days
- same-day settlement
- Fully online
- built for AI-era efficiency
- 7×24
- always on, across time zones
Product and Services
Exchange and move money across markets.
Two services, one platform — built in Hong Kong for money that moves across Asia.
Cross-Border Remittance
Reach the beneficiary in their own currency.
- Total cost
- One all-in quote
- confirmed upfront
- Availability
- 24/7
- always on
- Settlement time
- Same day
- hours, not days
How businesses use Setl
Paying suppliers in Mainland China and Southeast Asia
Trade payments that arrive as locally-cleared credits — predictable timing, full cost upfront.
Receiving export proceeds from overseas buyers
Inward payments with a clear payer reference, screened and reconciled the moment they land.
Paying staff and contractors across markets
One batch pays staff and contractors across Asia, each in their own currency.
Working capital, where it needs to be
Convert the same day — HKD receipts become CNY payables; USD sales come home as HKD.
Industry Solutions
Built around how your money actually moves.
Matched to how each business — and each family — actually moves money.
Trade & Import/Export
Importers and exporters settling goods payments across currencies, paid on schedule without correspondent-bank delays.
Cross-Border E-Commerce
Sellers on Amazon, Shopee and TikTok Shop repatriating payouts and paying overseas suppliers.
Payroll & Workforce Payouts
EOR platforms, gig marketplaces and BPOs paying distributed teams in local currency, cleanly reconciled.
Digital Services & Overseas Marketing
SaaS and marketing teams paying overseas vendors and ad platforms, collecting revenue worldwide.
Personal & Family Remittance
Families sending money home — delivered in local currency, screened to the same standard as corporate flows.
Compliance
Compliance that moves money reliably.
Under the supervision and guidance of the Hong Kong Customs and Excise Department, we make sure every payment is safe, traceable and dependable.
Payments that clear without surprises
Screening and monitoring aligned with what banks expect, so transfers are not held up by queries downstream.
A clean network you can trust
Digital identity verification and due diligence keep bad actors out of the network you transact in.
Records your bank and auditor accept
No cash at any point — every payment moves through banking channels, documented from instruction to credit.
Contact
Start a conversation.
For partnership, compliance, career and general enquiries. Please do not send identity documents or transaction details through this form.
Compliance enquiries
compliance@setlmoney.comRegulatory, AML and due diligence correspondence, including counterparty due diligence requests.
Complaints
compliance@setlmoney.comTo raise a complaint about Setl or its services. Complaints are acknowledged and investigated by the compliance function.
Offices
Setl Hong Kong Limited
Hong Kong · Registered
Room 42, 9/F, 118 Wai Yip Street, Kwun Tong, Hong Kong